Wheel Nut:
have valid insurance covering the use of the vehicle on the day the tax disc comes into force
This is possibly the sticking point- that the vehicle is not specifically mentioned by its registration number on the insurance certificate, the certificate I carry says something like “Any vehicle used in the insured’s business”.
Harry Monk:
Wheel Nut:
have valid insurance covering the use of the vehicle on the day the tax disc comes into forceThis is possibly the sticking point- that the vehicle is not specifically mentioned by its registration number on the insurance certificate, the certificate I carry says something like “Any vehicle used in the insured’s business”.
Try and askMID if it recognises the number, it may be on an office copy or with the motor policy.
So you have to road tax trucks then?.. 
Denis F:
shuttlespanker:
if that is what he is telling you, he is talking total ■■■■■■■■i purchase the road tax for all of mine online, never had a problem yet
you can’t use the online system for vehicles with RPCs
so that be the reason why why then
After all that, has anyone found out whether or not the driver would get done for driving a lorry without a valid tax disc in the windscreen? I’ve always been under the impression it was down to the driver to make sure the vehicle was road legal before taking it out on the highway. I’ve also always thought an untaxed vehicle wasn’t insured.
BB
Basilbrush:
After all that, has anyone found out whether or not the driver would get done for driving a lorry without a valid tax disc in the windscreen? I’ve always been under the impression it was down to the driver to make sure the vehicle was road legal before taking it out on the highway. I’ve also always thought an untaxed vehicle wasn’t insured.BB
Vehicle Excise and Registration Act 1994
- Penalty for using or keeping unlicensed vehicle.
(1) If a person uses, or keeps, on a public road a vehicle (not being an exempt vehicle) which is unlicensed he is guilty of an offence.
Technically, as the driver is the person who uses the vehicle, then an offence is being committed. Whether it would be enforced in the circumstances being assumed is a differant matter.
With regards to insurance, there may be conditions attached to a policy that may render all or part of the policy invalid if those conditions are not fullfilled. If a policy is in place yet the vehicle isn’t correctly taxed, the insurance company could NOT use this as a reason to not pay out on those parts of the policy which cover their obligations to the legal minimum required for statutory purposes.
It’s hard to explain but here’s a simple example. If your car is insured comprehensive & you make a claim for an accident whilst it was untaxed, then they might cancel the comprehensive benefits of the policy but NOT the 3rd party liability. i.e. the car you hit is hunky dory but you’ll be paying out to repair your own car this time.
P.S. Has anyone come across or heard of de-registered vehicles being used on the roads?
I’m told it’s becoming increasingly popular especially in London.
Just to clarify, its the company that gets the fine/backtax, not the driver.
Chas:
Technically, as the driver is the person who uses the vehicle, then an offence is being committed.
Not true, the driver is not the person using the vehicle in law. Driving a vehicle is not the same as using it.
The person who the driver is the servant or agent of at the time is the user of the vehicle. For an employed driver that is the operator of the vehicle, in other words the transport company. If you don’t own or lease the vehicle then you as a driver do not commit an offence by the vehicle not having a tax disc.
Vehicle Excise and Registration Act 1994
31A (1)If a vehicle registered under this Act is unlicensed, the person in whose name the vehicle is registered is guilty of an offence.
Yes, it’s a tax. The traffic clerk wouldn’t get fined if Eddie Stobart forgot to pay his business rates.
Driveroneuk:
Denis F:
you can’t use the online system for vehicles with RPCsReligious Political Cr*p?
Reduced Pollution Certificate
cury:
Right lets move this one on a bit…how many of you would take an untaxed wagon out onto the road…would it still be coverd by insurance
I drive untaxed trucks daily, mind you I am a trade plater.
There is a myth that you can drive anything on trade plates ,as I say a myth,a vehicle need not have an MOT certificate , but it must be roadworthy,and driven at the drivers discretion. If stopped and found to be unroadworthy then the driver is responsible and liable to prosecution.
I have in the past refused to move vehicles for export because of their condition.
rocky 7:
cury:
Right lets move this one on a bit…how many of you would take an untaxed wagon out onto the road…would it still be coverd by insuranceI drive untaxed trucks daily, mind you I am a trade plater.
There is a myth that you can drive anything on trade plates ,as I say a myth,a vehicle need not have an MOT certificate , but it must be roadworthy,and driven at the drivers discretion. If stopped and found to be unroadworthy then the driver is responsible and liable to prosecution.
I have in the past refused to move vehicles for export because of their condition.
There are other things in the trade plate laws too, such as no overnight parking, no loads for profit or no passengers except for demonstration or road test. Don’t lend them to your mate if you want to keep them
Misuse of trade plates is a serious offence
…and they do not cover MOT, despite many being under the illusion that they do!
Purely road fund license only.
Driveroneuk:
scantheman:
Not sure but i think if theres no mot it invalidates your’e insurance as thats a safety issue!Al
So how do you get it to the testing station then?
You can drive a vehicle without MoT to a local MoT testing station for a Pre-Booked test, it must be taxed or be displaying trade plates, and must also be covered for third party insurance.
Martin:
You can drive a vehicle without MoT to a local MoT testing station for a Pre-Booked test, it must be taxed or be displaying trade plates
Incorrect
and must also be covered for third party insurance.
Correct
Driveroneuk:
Martin:
You can drive a vehicle without MoT to a local MoT testing station for a Pre-Booked test, it must be taxed or be displaying trade platesIncorrect
and must also be covered for third party insurance.
Correct
There was an interesting case about this that made legal history, searchable on the web, names and dates have been changed because of my Alzheimer 
Basically.
Fred Smith had an old car he was restoring, he had spent many hours making it pristine and the day had come for its MOT, he had an appointment around lunchtime, however he needed petrol and pulled into a filling station and was captured on camera, further down the road, he stopped for cigarettes and was seen by a traffic warden with no tax, as he was on the way to an MOT, he didn’t worry. The car passed and Fred taxed the car the following day.
He was reported for no tax, and for some reason the police checked the garage camera and found he had stopped there too. The summons said that he had used his vehicle for other purposes and not driven direct to the MOT station.
The outcome was that Lord Justice Pants threw out the case as a waste of public money and time and awarded Fred some money.
I am fairly certain that from this case it transpired that, if you live in Cornwall and want an MOT in Aberdeen, there is nothing to stop you, you certainly are not tied to the nearest MOT station as long as it is prebooked.
As I mentioned the names are not correct and it is my poetic licence for the words, but it is some traffic law books if I remember correctly
scantheman:
Not sure but i think if theres no mot it invalidates your’e insurance as thats a safety issue!
That’s what the insurance co’s would like you to believe but it’s a myth. A lack of a current MOT does not automatically invalidate your insurance.
Chas:
It’s hard to explain but here’s a simple example. If your car is insured comprehensive & you make a claim for an accident whilst it was untaxed, then they might cancel the comprehensive benefits of the policy but NOT the 3rd party liability. i.e. the car you hit is hunky dory but you’ll be paying out to repair your own car this time.
Also not true!
The FSA states…
A rejection of a consumer policyholder’s claim is unreasonable, except where there is evidence of fraud, if it is for:
…
(3) breach of warranty or condition unless the circumstances of the claim are connected to the breach
Not having Tax cannot, ever, be connected with the cause of any accident & therefore the terms of the policy would be judged unfair. No MOT doesn’t mean a vehicle unroadworthy. Unless a testable item was proved to be faulty & was proved to be a contributory/connected cause of the accident then the insurers have no choice but to honour the claim.
Off I go with a tax disc due to expire in 2 days with a letter from the boss stating tax applied for,DVLA cheque cashed,but disc not received.On my return,got pulled.‘I suppose you know why’…etc. So,showed the letter,and was told that it had no legal standing whatsoever(unsurprisingly).PNC check done.Oh! It appears that this vehicle is correctly taxed says the man in the luminous car.Off you go,take care and put the VED disc up before your next trip.Apparently I had shown a good attitude.Make of this what you will.That was the experience I had.
Sir +:
Off I go with a tax disc due to expire in 2 days with a letter from the boss stating tax applied for,DVLA cheque cashed,but disc not received.On my return,got pulled.‘I suppose you know why’…etc. So,showed the letter,and was told that it had no legal standing whatsoever(unsurprisingly).PNC check done.Oh! It appears that this vehicle is correctly taxed says the man in the luminous car.Off you go,take care and put the VED disc up before your next trip.Apparently I had shown a good attitude.Make of this what you will.That was the experience I had.
I am sure, in the mists of time, it used to say that failure to display a valid tax disc would cost £25, or was that trespassing on the railway and it was a 5/- fine
Wheel Nut:
[I am fairly certain that from this case it transpired that, if you live in Cornwall and want an MOT in Aberdeen, there is nothing to stop you, you certainly are not tied to the nearest MOT station as long as it is prebooked.
:
That is not correct.
