Your help please

Need some help here, as I’m hearing so many different answers to this question. I bought a 2007 cat d write off Renault megane (only panel and bumper damage) which is now fixed and the car has had the special mot completed on it.

My question is: do I have to inform my insurers that it is a cat d write off, and if so does this affect the premium?

Cheers

They will already know from the insurance database, and as far as I’m aware you don’t need a “special mot” on a Cat D :wink: only Cat C