In the process of setting up a new business, and have a couple of questions some of you good folks could maybe help with. The business will be a single car covered transportation business. So my question is, is there a difference between getting a general motor trade policy covering goods in transit ( fully comp obviously) or a specific commercial policy to cover a pick up / trailer, also covering goods in transit. Also can anyone recommend best supplier for purchase and fitment of a tacho ?
I would go and visit a broker who specialises in transport, you will need good insurance to drive the very rare, last in the world Ferrari or Harry Potters Anglia on the road and on and off your transporter, then you will need minimum third party insurance for the transporter, you will need some public liability in case the ramp slips and removes Lord Fauntleroy leg or you hit the archway of the Rose Garden.
Imagine the paperwork if PCSO Dumphuc decides to crush a Million pound car because you drove it on the road