Nice, kick a man when he’s down.
Could you not sue the manufacturer of the air canister?
■■■■ that sounded a bit scary! what a strange accident to happen!
ive got to ask, what was that all in aid of bear? it’s caused the man to have to post proof of a personal disaster, not nice!
so clean shaven now then 
seriously sorry to hear about all your bad luck.
if i go back to iraq come with us cos it cant get any worse for you 
Mal:
ive got to ask, what was that all in aid of bear? it’s caused the man to have to post proof of a personal disaster, not nice!
It’s called being a very cynical ole ■■■■■■■■ Mal.
My doubts were raised by the fact that someone was allowed to remortgage a property and not take any kind of insurance out■■? Now, I am not asking Mr. Young for proof of this!! I am just amazed that this could be allowed to happen as I am sure any of the businessmen on here would testify.
If I was remortgaging my property for what I assume must have been a large amount of money (ie 3 new units), then I, personally, would have made sure that every eventuality was covered…even the dog.
Thank you for posting that link, Mr Young. I trust your beard has recovered and I apoligise for doubting the authenticity of the fire story.
fair play to you bear, i can see where youre coming from now, and i can admit to being cynical at times as well, but i think in this case a bit of delicacy was called for. and on top of that it takes a man to apologise too!
it’s a scary story alright but do you know what the cause was Ian? i assume these canisters must contain something other than compressed air if they can catch fire like this. anyway like i said earlier hope things look up next year
Harry Monk:
it’s a scary story alright but do you know what the cause was Ian? i assume these canisters must contain something other than compressed air if they can catch fire like this. anyway like i said earlier hope things look up next year
The bloody scary thing for me is I use these compressed air canisters too!!! for the same purpose!!
I buy them at Asda’s… needless to say I have instructed wifey that the one we have (plus the unused one) are to be disposed off and I never want to see them in the house again!!
Being as cynical as Austen (Bear) I must admit I had doubts about the
mortgage/insurance angle but didn’t have his bottle to publish amongst the
waves of sympathy rushing over the thread.
I don’t feel too guilty though, a pity that someone public spirited enough to
heroically rush up and down the street warning his neighbours, didn’t ask
someone to log on here and warn all his mates about this very scary canister
thing 
.
Doesn’t detract from the sympathy I feel for you and the family Ian, and I hope
you manage to get it all together again without too much pain. 
Salut, David.
i changed my house insurance but my mortgage co who used to insure me would not cancel the insurance until they had seen proof that i actually was insured elsewhere rather than being uninsured i would say they have been neglagent if they have not done this.
i am still interested in knowing how it happened though, surely this stuff cannot be explosive if it is designed to be used around electrical things■■?
At least you are all ok, do you have it wrote down anywhere that you requested insurance if so good case for a claim
Deleted.
Sorry to hear about your run of bad luck. 
Perhaps you can get your own back on the bad jojo from NSH by going into partnership with him.
Sorry to hear this Ian.
Al the best for 2006. 
Sorry to read about this Ian, and all the best for 2006.
Bear does have a point about Insurance, certainly the buildings part.
I know that when I last obtained a mortgage and acquired Insurance other than through the lender, that they wanted proof of cover before releasing the money. Similarly, whenever going with a different company for buildings insurance, they always ask for mortgage details in order that they can confirm to the lender that cover continues.
It seems either someone in the Financial Services sector has been very negligent, or paperwork has been produced that was not in fact valid.
It’s something worth pursuing, even to the extent of a complaint to the Financial Services Ombudsman.
Something to consider.
And in future, if you’ve got a mucky keyboard, LIVE WITH IT.
I have nothing to say, so Im saying nowt
Wheel Nut:
I have nothing to say, so Im saying nowt
apart from that bit… .
Sorry to hear of all your misfortunes this last year ian. Here`s hoping 2006 is a bit better for you
Sorry to hear that
All the Best for 2006
It was a cannister of air you were using wasn’t it; not lighter fuel or WD40■■?
I often use the same type of product and if anything, I was worried that due to being so cold, the ‘ice-effect’ would short circuit something (on the laptop)! 
I still say there must be some recourse via the insurance ombudsman.
Jaysus, Ian, ruddy hell!!! Dumbfounded. At least you got out alive and your family. I know you must be gutted to have lost your home and to find out you were not insured.
You need to look into this because I had to remortgage to pay of my debts ovver the business I had and they needed proof and details of my existing Insurance details, not so much the contents but the buildings which is MANDATORY for you to have by ANY LENDER. So please look into this. If you have switched mortgage providers and your insurance was with the original provider then you should still be insured. You dont have to have your mortgage and insurance with the same lender, I havent.
Having said that, my sincere condolances, I can sympathise to some degree over your business, everything seems to be going against the grain and it aint your fault.
Air Canisters to clean keyboards must be kept away from any source of heat. They go extremely cold when used (high pressure) and are extremely flammable. So please note all other users who use them. I dont for this very reason.
Ian I hope you are not too down in the dumps which is easier said. I hope you can pick yourself up and move on. You have to. Haulage will always be there if you ever want to return.
Life is full of hurdles and obstacles, they get in the way and we have to get past them as best we can.
Good luck to you fella and to your family and all the VERY BEST FOR 2006.
i wouldnt mind knowing the rest of the bullets saga and why the bussiness has gone ■■■■ up and how the claim for the lorry repairs are going but then again i dont suppose you’ve got a computer left to type up on.