Having a difference of opinion.
Car: SORN, uninsured, no MOT.
As I understand it you can drive directly to an MOT test station as long as you have a prearranged appointment, without a road tax displayed, but you must have at least 3rd party insurance.
Incidentally, Winston Churchill abolished road tax 1937.
http://ipayroadtax.com/no-such-thing-as-road-tax/bring-back-the-road-fund/
global.
Correct.
You cannot tax a vehicle without an mot (unless exempt)
global:
As I understand it you can drive directly to an MOT test station as long as you have a prearranged appointment, without a road tax displayed, but you must have at least 3rd party insurance.
Correct, if the vehicle is not taxed you can drive it to an MOT station as long as the vehicle is booked in, but you cannot legally drive the vehicle on a public road without insurance regardless of where you’re going.
I agree. So whoevers arguing with you, tell them to FRO. 
global:
Having a difference of opinion.Car: SORN, uninsured, no MOT.
As I understand it you can drive directly to an MOT test station as long as you have a prearranged appointment, without a road tax displayed, but you must have at least 3rd party insurance.
Incidentally, Winston Churchill abolished road tax 1937.
http://ipayroadtax.com/no-such-thing-as-road-tax/bring-back-the-road-fund/global.
Did the government not bring in a law stating that a cad still had to be insured even if it was declared SORN?
madmackem:
Did the government not bring in a law stating that a cad still had to be insured even if it was declared SORN?
gov.uk/vehicle-insurance/uninsured-vehicles
From what I understand from the above you can have it uninsured as long as it is sorn and kept off a public road
How do you get to “buy” insurance on a vehicle that is both SORN and has no tax?
Surely we’re talking about an individual having “drive any vehicle” insurance (I.e. liability insurance) here?
This would be the same cover that allows mechanics to take recovered vehicles to wherever. Say, you get a car that’s smashed up, but still driveable after an accident where the driver has been busted for either stealing the vehicle, or driving it without insurance themselves?
Here’s some questions for the legal eagles out there:
A car is smashed up in a no-fault incident enough to cause it to be an insurance write-off, but driveable. The police say it’s OK to drive upto the MOT/insurance expiry. The insurance company insists on you continuing to pay the premiums (or firm keeps what’s already been paid) whilst the claim goes through. You presumably cannot re-insure a car that’s been already written off by THEM, but what happens with another insurer?
For efficiency, one might be tempted to just carry on as normal until the expiries (whichever comes first) but what then happens if someone else whacks the same car all over again?
What happens to someone insured to the hilt when they have an accident that is 100% of their fault, but they are in the process of breaking the law at the time of impact? Does the insurer get to duck and dive paying out the third party victim because of “invalidated cover”?
What happens if a car is written off, and you can easily fix it…?
Winseer:
How do you get to “buy” insurance on a vehicle that is both SORN and has no tax?
You phone the insurance company and say “I want a quote for insurance” 
Seriously, there’s no problem insuring a vehicle that’s not taxed, I’ve never insured a vehicle that’s sorned but I can’t see a problem doing that either.
Winseer:
A car is smashed up in a no-fault incident enough to cause it to be an insurance write-off, but driveable. The police say it’s OK to drive upto the MOT/insurance expiry. The insurance company insists on you continuing to pay the premiums (or firm keeps what’s already been paid) whilst the claim goes through. You presumably cannot re-insure a car that’s been already written off by THEM, but what happens with another insurer?
If a car is written off by the insurance company but still drivable you will be required to take it to a DVSA station for examination, it’s called a VIC (Vehicle Identity Check), the insurance will continue to be valid whilst you’re waiting for the VIC examination and assuming it’s road worthy you can continue to drive the vehicle, after that you’re free to insure the vehicle as normal.
There are about four grades of VIC ranging from A to D, the most serious A means you can’t drive the vehicle until after the VID, the least serious which would be a road worthy vehicle that’s been written off because the repairs would cost more than the vehicles value, means you can continue to drive the vehicle until the VIC.
I know this because it happened to me when another driver ran into the back of me while I was stationary, the insurance company wrote the vehicle off so I had to take the vehicle to a DVSA station and twenty minutes latter the job was done 
Winseer:
What happens if a car is written off, and you can easily fix it…?
The insurance company will pay you the market value of the vehicle and after getting the VIC you can fix it yourself.
Not wishing to hijack the thread but…
MOT on my sons car runs out while he’s on military deployment… IF it’s booked in for MOT the day after he’s due home , can he legally drive it back up here to be tested ? or does it have to be the nearest test station to where he’s based ■■?
It is taxed and insured…
Thanks…
Kate:
Not wishing to hijack the thread but…
MOT on my sons car runs out while he’s on military deployment… IF it’s booked in for MOT the day after he’s due home , can he legally drive it back up here to be tested ? or does it have to be the nearest test station to where he’s based ■■?
It is taxed and insured…Thanks…
there is no distance set out in the regulations as long as its pre-booked not a problem, when I use to be an M.O.T tester I had customers bringing their vehicles down from London to get tested in Devon 
wildfire:
Kate:
Not wishing to hijack the thread but…
MOT on my sons car runs out while he’s on military deployment… IF it’s booked in for MOT the day after he’s due home , can he legally drive it back up here to be tested ? or does it have to be the nearest test station to where he’s based ■■?
It is taxed and insured…Thanks…
there is no distance set out in the regulations as long as its pre-booked not a problem, when I use to be an M.O.T tester I had customers bringing their vehicles down from London to get tested in Devon
But presumably to be legal he would need to go straight to the test station and not go home or anywhere else first.
Winseer:
A car is smashed up in a no-fault incident enough to cause it to be an insurance write-off, but driveable. The police say it’s OK to drive upto the MOT/insurance expiry. The insurance company insists on you continuing to pay the premiums (or firm keeps what’s already been paid) whilst the claim goes through. You presumably cannot re-insure a car that’s been already written off by THEM, but what happens with another insurer?For efficiency, one might be tempted to just carry on as normal until the expiries (whichever comes first) but what then happens if someone else whacks the same car all over again?
What happens to someone insured to the hilt when they have an accident that is 100% of their fault, but they are in the process of breaking the law at the time of impact? Does the insurer get to duck and dive paying out the third party victim because of “invalidated cover”?
What happens if a car is written off, and you can easily fix it…?
If an insurance company writes a car off, it then belongs to them. If you want to keep it you have to buy it back off them.
Monthly premiums are not buying your insurance one month at a time, but monthly loan repayments on the full amount.
They can refuse to pay to repair the policy holders car, but must by law pay third party claims. These costs can then be claimed back from the policy holder.
Thanks Guys… That’s one less thing for me to worry about… last thing he needs is hassle on the final leg home 
tachograph:
wildfire:
Kate:
Not wishing to hijack the thread but…
MOT on my sons car runs out while he’s on military deployment… IF it’s booked in for MOT the day after he’s due home , can he legally drive it back up here to be tested ? or does it have to be the nearest test station to where he’s based ■■?
It is taxed and insured…Thanks…
there is no distance set out in the regulations as long as its pre-booked not a problem, when I use to be an M.O.T tester I had customers bringing their vehicles down from London to get tested in Devon
But presumably to be legal he would need to go straight to the test station and not go home or anywhere else first.
correct tacho
I thought so, thanks all.
global
As long your vehicle is on sorn and kept in a private property it doesn’t have to be taxed.
If the vehicle is booked in for MOT and insured, you can drive it to the MOT place.
I’ve got a car imported from Europe. I will drive it for MOT, then I can apply for V5 and registration number. The insurance policy will be issued by the chassis number, tax duty is apply after the MOT is sorted.
Kate:
Not wishing to hijack the thread but…
MOT on my sons car runs out while he’s on military deployment… IF it’s booked in for MOT the day after he’s due home , can he legally drive it back up here to be tested ? or does it have to be the nearest test station to where he’s based ■■?
It is taxed and insured…Thanks…
He can drive it straight to the test centre but if he drives it home first then to the test centre the following day, that isn’t allowed because the reason for the journey from the barracks to home wasn’t to go to a pre-booked MOT.
Is he already deployed? If not just take it in for a MOT before he goes. There’s no law which says you have to wait until its due, you can MOT your car 365 days a year if you wanted. He’ll just lose whatever was left on the existing MOT.
Winseer:
How do you get to “buy” insurance on a vehicle that is both SORN and has no tax?Surely we’re talking about an individual having “drive any vehicle” insurance (I.e. liability insurance) here?
This would be the same cover that allows mechanics to take recovered vehicles to wherever. Say, you get a car that’s smashed up, but still driveable after an accident where the driver has been busted for either stealing the vehicle, or driving it without insurance themselves?
Here’s some questions for the legal eagles out there:
A car is smashed up in a no-fault incident enough to cause it to be an insurance write-off, but driveable. The police say it’s OK to drive upto the MOT/insurance expiry. The insurance company insists on you continuing to pay the premiums (or firm keeps what’s already been paid) whilst the claim goes through. You presumably cannot re-insure a car that’s been already written off by THEM, but what happens with another insurer?
For efficiency, one might be tempted to just carry on as normal until the expiries (whichever comes first) but what then happens if someone else whacks the same car all over again?
What happens to someone insured to the hilt when they have an accident that is 100% of their fault, but they are in the process of breaking the law at the time of impact? Does the insurer get to duck and dive paying out the third party victim because of “invalidated cover”?
What happens if a car is written off, and you can easily fix it…?
It depends on the law being broken as to whether the Insurer will pay your claim, for obvious reasons most crimes are covered eg speeding, no mot etc etc. There are some crimes that depending on the Insurers policy wording that they may not pay for the damage to your car but pay for third party damage and then try and recover their outlay for the third parties costs from you.
There are some Insures who will not accept a written off car on their policy and there are also some Insurers who will not allow you to retain the salvage of your car after it’s written off.
In respect of a car that’s previously been written off being written off again, the car is typically worth less than a car that has never been written off before so you receive a reduced settlement to reflect this. Although not relevant to this thread it should be noted that if you buy a car and are not reasonably aware that it was not previously written off and you subsequently write it off then your own Insurer cannot pay you the reduced settlement to reflect a previously written off car, they must pay you the normal value
Conor:
Kate:
Not wishing to hijack the thread but…
MOT on my sons car runs out while he’s on military deployment… IF it’s booked in for MOT the day after he’s due home , can he legally drive it back up here to be tested ? or does it have to be the nearest test station to where he’s based ■■?
It is taxed and insured…Thanks…
He can drive it straight to the test centre but if he drives it home first then to the test centre the following day, that isn’t allowed because the reason for the journey from the barracks to home wasn’t to go to a pre-booked MOT.
Is he already deployed? If not just take it in for a MOT before he goes. There’s no law which says you have to wait until its due, you can MOT your car 365 days a year if you wanted. He’ll just lose whatever was left on the existing MOT.
Thanks for that… He can drop it straight into our local Audi on his way home… Sorted
Conor:
There’s no law which says you have to wait until its due, you can MOT your car 365 days a year if you wanted. He’ll just lose whatever was left on the existing MOT.
conor, I do believe you can MOT your car before the old one ends and the new one will start from the expiry date of the old one. I stand to be corrected though!
global.