1 or 6 year plan to give up driving trucks

The least few weeks driving and health problems ( mine and family ) have really made me take along hard look at whether to carry on truck driving and chasing the £££ and working for ZB’s
So it’s either a 1 year plan or 6 years ,
Why 1 or 6 years ? CPC carp I’m not gonna give up in 3 years when car finance finishes and waste 3 years CPC money
I don’t need to list the driving side reasons as most of you will have the same reasons to give up !
Health reasons my Mother is 76 and needs hip op , eye op ,but also she’s starting to show signs of memory problems
My Health problems are bad right knee , left ankle is not the best , Coeliacs (can’t have gluten contains foods ) ,but the worst thing is anxiety and depression which has brought me close to checking out a few times .Yes you read right I’ve been close to that S word
Right my current CPC runs out November next year and I’m 50 in July 2025
Car finance finishes September 2026
Mortgage finishes 2032 and is fixed till 2030 House in positive equity as mortgage is only 1/4 of value
So do I give up next year around Christmas or go for another 6 years
All is dependant on Mothers health and mine

If you give up work,you need to replace it with something else,I think.To have an outlet for the daily energy.Financially,I think its hard to say the right time because life is so unpredictable,how do you know when the time is come to say you have enough money

Mate I can’t give you any meaningful advice here, you have to balance out what your head and your heart tell you about the future. What I can say however is that I wish you the very best of luck and I hope that you find happiness in whatever path you choose to take.

Simply only you can decide what is the right course or action and when. No one else can make that decision for you. Sometimes life has a habit of making those decisions for you and that often takes it out of your hands.

Whatever you do I hope it works out and always remember no matter how bad things get there is always someone to talk to, be it someone you know, or a professional or even just some random guy on a forum for example.

Best of luck.

Sent from my CPH2173 using Tapatalk

Planning is good, but more important than the “when” is the “what”, as in “what are you going to do to bring home the bread?”

50 is (by my standards) still relatively young(-ish), plenty of time to train for something new, you just need to decide what that might be and how you’d get to the point of that being your new source of income, then plan your exit.

Zac_A:
Planning is good, but more important than the “when” is the “what”, as in “what are you going to do to bring home the bread?”

50 is (by my standards) still relatively young(-ish), plenty of time to train for something new, you just need to decide what that might be and how you’d get to the point of that being your new source of income, then plan your exit.

That is why I’m more looking at 6 year plan as I could harp a pension lump sum then

Maybe try changin to fewer hours/lower intensity work? Doesn’t even have to be driving, something like gatehouse/general security work where you don’t have to walk around. It’s not the most dignifying job for sure but it’s easy money-easy life if you can get one of the better ones. I’m starting to consider a career switch myself into this direction. Or transport admin but it’s the same money for 10x the work, better if you don’t want to be all by yourself all the time.

blue estate:

Zac_A:
Planning is good, but more important than the “when” is the “what”, as in “what are you going to do to bring home the bread?”

50 is (by my standards) still relatively young(-ish), plenty of time to train for something new, you just need to decide what that might be and how you’d get to the point of that being your new source of income, then plan your exit.

That is why I’m more looking at 6 year plan as I could harp a pension lump sum then

If it’s causing you anxiety and depression to the point where you are contemplating suicide I would be getting out now not in six years time

Your last sentence definitely holds the key. You haven’t said whether you have siblings nor if you have a partner, but you are looking at possibly another 20 years before you can draw state pension. Having mentioned mother’s deteriorating health, you could so easily end up in the position of having to finance mum’s care home fees, and worse, health care costs for yourself. The government never misses an opportunity to bleat about 50 year olds who have given uo work since covid; they are keeping mighty quiet about the numbers of those in the 50 to 75 age range who are either feeling forced to return to the workplace, or to keep on working 'till beyond retirement age.

Uncleskid:
If it’s causing you anxiety and depression to the point where you are contemplating suicide I would be getting out now not in six years time

I’m sorry to hear that blue estate.

My gut feeling re the anxiety and depression is that I doubt the job is the root cause of it, however most of us spend a lot of time in our own company especially if nighting out, so have an opportunity to dwell on our situation for hours without the distraction or escape of speaking to another person.

That said when my mother was loosing quality of life with parkinsons I did quit my management job and ended up doing van deliveries so I was in a position to drop things / walk away at short notice if required.

Whatever career line you might change into ,dont write off out of hand the real lowly jobs.I know a driver took on a Xmas shop job [p/t ] and within 2 yrs now is in France helping with expansion /new shop set up

blue estate:
The least few weeks driving and health problems ( mine and family ) have really made me take along hard look at whether to carry on truck driving and chasing the £££ and working for ZB’s
So it’s either a 1 year plan or 6 years ,
Why 1 or 6 years ? CPC carp I’m not gonna give up in 3 years when car finance finishes and waste 3 years CPC money
I don’t need to list the driving side reasons as most of you will have the same reasons to give up !
Health reasons my Mother is 76 and needs hip op , eye op ,but also she’s starting to show signs of memory problems
My Health problems are bad right knee , left ankle is not the best , Coeliacs (can’t have gluten contains foods ) ,but the worst thing is anxiety and depression which has brought me close to checking out a few times .Yes you read right I’ve been close to that S word
Right my current CPC runs out November next year and I’m 50 in July 2025
Car finance finishes September 2026
Mortgage finishes 2032 and is fixed till 2030 House in positive equity as mortgage is only 1/4 of value
So do I give up next year around Christmas or go for another 6 years
All is dependant on Mothers health and mine

If you work for a decent company, have you thought about having a chat with your boss/branch manager? Maybe cut your hours.They can be understanding at times. As for chasing the £££,dont go there . . lifes too short

Suedehead:

blue estate:
The least few weeks driving and health problems ( mine and family ) have really made me take along hard look at whether to carry on truck driving and chasing the £££ and working for ZB’s
So it’s either a 1 year plan or 6 years ,
Why 1 or 6 years ? CPC carp I’m not gonna give up in 3 years when car finance finishes and waste 3 years CPC money
I don’t need to list the driving side reasons as most of you will have the same reasons to give up !
Health reasons my Mother is 76 and needs hip op , eye op ,but also she’s starting to show signs of memory problems
My Health problems are bad right knee , left ankle is not the best , Coeliacs (can’t have gluten contains foods ) ,but the worst thing is anxiety and depression which has brought me close to checking out a few times .Yes you read right I’ve been close to that S word
Right my current CPC runs out November next year and I’m 50 in July 2025
Car finance finishes September 2026
Mortgage finishes 2032 and is fixed till 2030 House in positive equity as mortgage is only 1/4 of value
So do I give up next year around Christmas or go for another 6 years
All is dependant on Mothers health and mine

If you work for a decent company, have you thought about having a chat with your boss/branch manager? Maybe cut your hours.They can be understanding at times. As for chasing the £££,dont go there . . lifes too short

Well an ex work mat who now does a 2 till 10 packing job has siad they’ve got vacancy’s there
He’s been there at least 3 months so must be ok and it’s about 7 mile from home , yes wage drop but hours lower as well

53 this year. I’m due to remortgage in 2026. Got enough money to pay it off so it’ll be gone and I’ll semi-retire, I’ll just do a couple of days a week. I’d go do something else but I can earn nearly as much as doing a fulltime job elsewhere doing a couple of 9-10hr shifts on nights. Might start a business up and see how that goes but I’m pretty much done with dragging myself to work and that’s with me just doing 3-4 days a week now.

blue estate:

Suedehead:

blue estate:
The least few weeks driving and health problems ( mine and family ) have really made me take along hard look at whether to carry on truck driving and chasing the £££ and working for ZB’s
So it’s either a 1 year plan or 6 years ,
Why 1 or 6 years ? CPC carp I’m not gonna give up in 3 years when car finance finishes and waste 3 years CPC money
I don’t need to list the driving side reasons as most of you will have the same reasons to give up !
Health reasons my Mother is 76 and needs hip op , eye op ,but also she’s starting to show signs of memory problems
My Health problems are bad right knee , left ankle is not the best , Coeliacs (can’t have gluten contains foods ) ,but the worst thing is anxiety and depression which has brought me close to checking out a few times .Yes you read right I’ve been close to that S word
Right my current CPC runs out November next year and I’m 50 in July 2025
Car finance finishes September 2026
Mortgage finishes 2032 and is fixed till 2030 House in positive equity as mortgage is only 1/4 of value
So do I give up next year around Christmas or go for another 6 years
All is dependant on Mothers health and mine

If you work for a decent company, have you thought about having a chat with your boss/branch manager? Maybe cut your hours.They can be understanding at times. As for chasing the £££,dont go there . . lifes too short

Well an ex work mat who now does a 2 till 10 packing job has siad they’ve got vacancy’s there
He’s been there at least 3 months so must fitting be ok and it’s about 7 mile from home , yes wage drop but hours lower as well

Try to carry on with what you know. Was thinking of a career change meself a while back, apart from tyre fitting and driving lorries but at 62 its bit late to change(its not about me btw)Think about yourself and family because they come 1st

Get on part time night shifts.
As conor says…you’ll earn nearly as much doing a couple of shifts,as being full time in a warehouse.

blue estate:
The least few weeks driving and health problems ( mine and family ) have really made me take along hard look at whether to carry on truck driving and chasing the £££ and working for ZB’s
So it’s either a 1 year plan or 6 years ,
Why 1 or 6 years ? CPC carp I’m not gonna give up in 3 years when car finance finishes and waste 3 years CPC money
I don’t need to list the driving side reasons as most of you will have the same reasons to give up !
Health reasons my Mother is 76 and needs hip op , eye op ,but also she’s starting to show signs of memory problems
My Health problems are bad right knee , left ankle is not the best , Coeliacs (can’t have gluten contains foods ) ,but the worst thing is anxiety and depression which has brought me close to checking out a few times .Yes you read right I’ve been close to that S word
Right my current CPC runs out November next year and I’m 50 in July 2025
Car finance finishes September 2026
Mortgage finishes 2032 and is fixed till 2030 House in positive equity as mortgage is only 1/4 of value
So do I give up next year around Christmas or go for another 6 years
All is dependant on Mothers health and mine

Bloody hell mate, if the job is getting to you that much, kick the ■■■■ thing into touch now, sod another 6 years.
There are jobs out there with much better hours, t.s & c.s,.and money.
I do not know your particular skill set, or qualifications, but you need to find summet different that suits you…fast , and get to ■■■■ out of it.
I get sick now and again, but nothing to that extent, it’s your brain telling you to bin it fast.
It’s a sh job nowadays anyhow on the whole, so what is making you want to endure it under those conditions and mindset?

robroy:

blue estate:
The least few weeks driving and health problems ( mine and family ) have really made me take along hard look at whether to carry on truck driving and chasing the £££ and working for ZB’s
So it’s either a 1 year plan or 6 years ,
Why 1 or 6 years ? CPC carp I’m not gonna give up in 3 years when car finance finishes and waste 3 years CPC money
I don’t need to list the driving side reasons as most of you will have the same reasons to give up !
Health reasons my Mother is 76 and needs hip op , eye op ,but also she’s starting to show signs of memory problems
My Health problems are bad right knee , left ankle is not the best , Coeliacs (can’t have gluten contains foods ) ,but the worst thing is anxiety and depression which has brought me close to checking out a few times .Yes you read right I’ve been close to that S word
Right my current CPC runs out November next year and I’m 50 in July 2025
Car finance finishes September 2026
Mortgage finishes 2032 and is fixed till 2030 House in positive equity as mortgage is only 1/4 of value
So do I give up next year around Christmas or go for another 6 years
All is dependant on Mothers health and mine

Bloody hell mate, if the job is getting to you that much, kick the [zb] thing into touch now, sod another 6 years.
There are jobs out there with much better hours, t.s & c.s,.and money.
I do not know your particular skill set, or qualifications, but you need to find summet different that suits you…fast , and get to [zb] out of it.
I get sick now and again, but nothing to that extent, it’s your brain telling you to bin it fast.
It’s a sh job nowadays anyhow on the whole, so what is making you want to endure it under those conditions and mindset?

Only money is making me endure it as got some cards that need clearing but I can clear those in 6 months tops

If it’s the job that’s the biggest problem I’d get out now believe me you won’t regret it driving is finished more grief and bullshine than it’s worth, once you take the plunge you won’t regret it in fact you’ll look back and think why didn’t I do it earlier providing youve enough wedge you’ll be fine

You ain’t the only one mate,.I know drivers are famous for moaning, but most long term drivers I know are ■■■■■■ off with it all in varying degrees.
It seems to be that all the unnecessary hassle and b/s from crappy firms, long hours, conditions etc are taking their toll on drivers.

I cut hours back about 5 years ago , and I am much more content with the job.
There is no way in hell I would re.join the 70+ hours every week cluster ■■■■ …and nobody else should be either in the year 2023. :bulb:

Find summet that suits you and for pay capable of clearing your cards.
It doesn’t hurt you know to live according to means (not judging you btw as I don’t know you) I’ve done it for years, if I can’t afford it, I don’t buy it.
I have 2 good reliable cars for little money, (ok maybe would not be my first choice) all I have is paid for, I have regular hols and a bloody good social life , so it IS possible, with no need to chase big bucks,.and it makes for a much less stressful life.
Good luck with it all mate.