Castillidie:
I’m 33 and earn low £20k per year in an office (only one who deals with transport in the company). I’ve got £30k worth of debt which is manageable, stemming from buying a house with a 100%+ mortgage just before the house price crash leaving massive negative equity when we had to sell.
Earning £20k pa with £30k of (non mortgage) debt is not “manageable” by any stretch of the imagination.
[quote=“the nodding donkey”
The Centurion is a Tamiya kit, the Vosper is the 1/35 scale Italeri kit. I’m very lucky, seeing how the present Mrs Donkey supports my hobby, she’s the one buying me the big boats 
There is a Schnellboot with my name on it, in Santa’s sack this year…[/quote]
A mate of mine, who was one of the founders of Games Workshop, spends most of his days & nights painting that sort of stuff.
He can create scene’s where a camera in macro mode takes a piccy & 99% of the population wouldn’t know it was a scale model.
Dork Lard:
Castillidie:
I’m 33 and earn low £20k per year in an office (only one who deals with transport in the company). I’ve got £30k worth of debt which is manageable, stemming from buying a house with a 100%+ mortgage just before the house price crash leaving massive negative equity when we had to sell.Earning £20k pa with £30k of (non mortgage) debt is not “manageable” by any stretch of the imagination.
Say’s who? The repayments are indeed manageable, they don’t affect paying the bills/mortgage or putting food on the table.
Harry Monk:
global:
Making the most of life is surely what it’s all about, but considering the lifestyle of (many) drivers, there’s not a lot of time left for life itself. After reading another thread relating to a narrow boat, the OP appears to work just enough to liveI’m guessing this is me, yes I do live on a narrowboat and my life pattern is to work until I have saved up a few thousand pounds and then to go off cruising somewhere until the money has run out, then rinse and repeat. A week’s work normally keeps me going for a month.
Life hasn’t always been like this, I’ve had mortgages, raised children, had to work like a dog for 70+ hours a week, but now my children are grown, I separated from my ex many years ago and all I can say is that my life suits me at the moment. Maybe things will change in the future, if so I will adapt to the new circumstances but for now I’m happy doing what I do. As much as anything, I’m 58 in a few weeks time and I get the idea that time is running out, so I have shifted the work/life balance fairly substantially in the last few years.
From what I understand the berthing has to be considered before the vessel is purchased, so it sounds like the boat would need to meet a minimum standard. I’m sure I read somewhere the cost of your boat was £2000, so if I’m right, either you managed to get a good one for that price or you improved yours in some way. Either way can’t see any suitable boats at that price around here.
One of the very few lifestyles I am envious of, my wife and I came very close to buying a narrow boat a few years ago. We are going to rent one in France later in the year with a few friends. Really looking forward to it.
global:
From what I understand the berthing has to be considered before the vessel is purchased, so it sounds like the boat would need to meet a minimum standard. I’m sure I read somewhere the cost of your boat was £2000, so if I’m right, either you managed to get a good one for that price or you improved yours in some way. Either way can’t see any suitable boats at that price around here.
The boat was £23,000, the annual ownership costs are around £2,000.
