yes i didnt realise or see your post until i had responded to zac
Thanks for the replies. My approach is that I AM insured, because even if they donāt cover anything else, the existing insurer is obligated to act as āinsurer of last resortā for 3rd party claims (rather than fall back to the MIB) even if the policy wording excluded it.
And Iāve covered my arse by asking the lead driver and getting the answer (of yes, we are covered for bed moves of our own brand).
i assume you have that in writting because you can bet your bottom dollar that the lead driver will deny ever saying that.
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You can assume right!